
Black Dog Settlement is a locally owned title and settlement company founded by two of southeastern Pennsylvania's most respected real estate professionals — dedicated to making every closing smooth, transparent, and stress-free.
500+
Closings Completed
$500M+
Real Estate Closed
4
Counties Served
15+
Years Combined
Black Dog Settlement was born from a simple truth: the best settlement company is built by people who have sat on the other side of the table. Founders Gina Spaziano and Justin Lucci spent years as top-producing real estate professionals in Bucks, Montgomery, Chester, and Delaware Counties — closing hundreds of transactions and guiding clients through every complexity the Pennsylvania market could offer.
After witnessing firsthand how critical — and how often overlooked — the title and settlement process is, they made a decision: bring the same client-first philosophy they built their real estate careers on to the settlement side of every deal. The result is Black Dog Settlement, a company where every closing is handled with the precision, communication, and care that buyers, sellers, and agents deserve.
Based in Newtown, PA, we serve the entire southeastern Pennsylvania region with deep knowledge of county recording requirements, local market nuances, and the real estate relationships that make transactions move smoothly from contract to keys.
"We've been on both sides of the closing table. We know what agents need, what buyers feel, and what sellers expect. That experience is what makes Black Dog different."
— Gina & Justin, Founders
Newtown, PA
Headquarters
SE Pennsylvania
Service Region
215-499-0796
Direct Line
Mon–Fri 9–5
Office Hours

Co-Founder
Gina Spaziano is one of southeastern Pennsylvania's most accomplished real estate professionals, with over $500 million in closed transactions and a reputation built on personalized service, deep market knowledge, and an unwavering commitment to her clients.
A lifelong advocate for the communities of Bucks, Montgomery, Chester, and Delaware Counties, Gina spent years as a top-producing agent and broker — earning recognition as a Home Builder Sales Manager of the Year, K. Hovnanian Sales Manager of the Year, and a Top Producer in Bucks County. Her ability to turn complex real estate transactions into seamless, meaningful experiences for her clients set her apart in a competitive market.
Recognizing that the settlement process was the final — and often most stressful — chapter of every transaction, Gina co-founded Black Dog Settlement to bring the same level of care, communication, and expertise to the closing table that she had always delivered as an agent.

Co-Founder
Justin Lucci is a lifelong Bucks County resident whose passion for real estate is matched only by his dedication to the clients he serves. As a top real estate professional specializing in buying and selling throughout Bucks County and the surrounding region, Justin built his career on a foundation of straightforward advice, exceptional service, and results that consistently exceed expectations.
Before real estate, Justin honed his entrepreneurial instincts in the car business — running a successful venture in luxury, exotic, and premium vehicles. That background gave him a sharp business acumen, a mastery of negotiation, and a client-service philosophy that translated directly into his real estate practice. Known for making the process smooth and effortless, Justin became the agent buyers and sellers trusted to get the deal done right.
Co-founding Black Dog Settlement was a natural evolution — bringing his expertise in transactions, client relationships, and operational excellence to the settlement side of every deal, ensuring every closing reflects the same standard he set as an agent.
We know Bucks, Montgomery, Chester, and Delaware County real estate inside and out — from county recording offices to local market nuances.
We work efficiently to keep your transaction on schedule, coordinating with all parties to ensure a smooth closing day.
You'll always know where your transaction stands. We keep buyers, sellers, and agents informed every step of the way.
From thorough title searches to robust title insurance policies, we protect your investment from hidden risks and defects.
Contact Black Dog Settlement for your Bucks, Montgomery, Chester, or Delaware County closing.